New ATM rules to kick in from April 1 as HDFC, PNB announce key changes; here’s what customers need to know

• Rohan Umak
• March 21, 2026

New ATM rules India: With the new financial year nearing, banks across India have buckled up to introduce a fresh set of ATM regulations from April 1, 2026, potentially reshaping how millions of people access their cash. The revised framework focuses on transaction limits, charges and the growing integration of digital payment systems. UPI withdrawals to count towards free limits, announces HDFC Private lender HDFC bank has said…